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Who it's for
Whatever kind of worker you are, this app can work for you. Paid by the hour or on a salary. Freelancing for a dozen clients or clocking in for one employer. Chasing a savings goal or sending invoices — or both. You pick the parts that fit, and ignore the rest.
However you're paid
Hourly or contract
This is the app's home turf. You have a bill rate, you work hours, and the two multiply into what you earn. Enter your rate, log your time, and everything — live earnings, goals, invoices — flows from there.
Salaried
You're welcome here too. The app thinks in hourly rates, so the trick is to give it your hourly-equivalent — what your salary works out to per hour of work:
hourly-equivalent = annual salary ÷ (workdays per year × hours per day)
For example, $78,000 a year over roughly 260 workdays × 8 hours ≈ $37.50/hour. Enter that as your rate, add a work schedule for your regular hours, and the live earnings counter and goal projections work exactly as they do for hourly folks.
Think "employer," not "client"
If a single company pays you, just set them up as your one client — mentally that's your employer. Everything else works the same.
Two sides of the app: estimates and accounting
It helps to know that the app has two loosely-connected sides. Most people lean on one more than the other — and that's fine.
| 🟢 The estimate side | 🔵 The accounting side | |
|---|---|---|
| What it is | Live earnings counter and goals | Time entries → invoices → payments & expenses |
| How exact | Approximate — projections and editable "buckets" of money | Accurate — real documents, frozen when you create them |
| Great for | "How much am I making right now?" · "Am I setting enough aside?" | "Bill this client and track what I'm owed." |
| Driven by | A recurring schedule + a rate | The hours and expenses you actually log |
Why the distinction matters
The earnings counter and goals are estimates — they're meant to be roughly right and easy to adjust, not penny-perfect. Invoicing is the opposite: an invoice is a real document, so that side is exact. Knowing which side you're looking at explains why the live counter won't match a paycheck to the cent — and it isn't trying to.
Ways people use it
You don't have to use everything. Pick the outcome you care about:
- 👀 See what you're earning, live. Add one client or employer, a schedule, and a rate — then watch today's earnings tick up in real time on the Home dashboard.
- 🎯 Set money aside. Earmark a percentage of what you earn toward taxes, tithing, a mortgage or car payment, or savings with Goals & Obligations.
- 🧾 Bill clients and get paid. Track time and expenses, generate invoices, and record payments.
- 💪 Do it all. These combine freely — invoice your clients and watch live earnings and fund your goals from the same logged work.
- 🧪 Just explore. Not ready to enter real data? Load demo data and poke around a fully populated account first.
Start small, grow into it
There's no big setup to complete before the app is useful. Begin with the single piece you want today — even just the live earnings counter — and add the rest whenever you like. You can also start free and on your device, with no account, and move to the cloud later if you want backup and multi-device access. See Where your data is stored.